Product Manager - KYC/KYB

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, and 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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⭐ Mission

Join us as a Product Manager for our Initial Due Diligence team and help us build one of the most sophisticated, scalable onboarding systems in Europe. This is a highly technical and high-impact role where you will drive the vision and execution of our KYC/KYB workflow engine, directly shaping how tens of thousands of organizations register and validate their accounts every month.

👩‍💻🧑‍💻 As a Product Manager KYC/KYB at Qonto, you will:

• Define and own the product vision for the Initial Due Diligence workflow engine, managing the complex logic required to validate organizations across multiple countries, legal forms, and risk levels.
• Manage the end-to-end customer KYC journey, optimizing for conversion while maintaining strict regulatory compliance.
• Lead vendor management for KYC providers, ensuring cost efficiency and exceptional quality across our different geographic regions.
• Design tooling for our Ops teams, streamlining manual reviews and high-risk customer flows to reduce friction and improve operational speed.
• Play a key role in a major infrastructure rebuild, actively contributing to a 12-to-18-month project to scale our onboarding machine to support tens of millions of organizations in compliance.

🤔 What you can expect:

• Market/Team Context: You will take ownership of the critical KYB metric within a fast-paced environment where compliance is a competitive advantage.
• Methodologies, how we work, and what we value: We balance rapid product delivery with stringent risk and regulatory requirements. You will work closely with engineering, risk, compliance, and our operations team (Tania's team) to iterate safely and effectively.
• Tools we use: We partner closely with best-in-class external identity verification and KYC providers, utilizing complex backend decisioning workflows and sophisticated internal ops dashboards.

🏅 About You

• Experience: You have a proven track record as a Product Manager working on scalable onboarding systems, identity verification, or deep backend compliance workflows (not just generic compliance).
• Domain Expertise: You possess a deep, technical understanding of KYC and KYB processes and are familiar with European regulatory requirements.
• Vendor Management: You are highly comfortable evaluating, integrating, and managing external technical vendors (like ID verification providers) at scale.
• Collaborative: You have strong experience working closely with risk, compliance, and operations teams, seamlessly translating regulatory needs into product features.
• Systems Thinker: You enjoy tackling complex backend workflow logic and are capable of building engines designed to process tens of thousands of validations per month.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.